Local Law Firm Specializes in Affordable and Efficient Solutions for Bankruptcy

Bankruptcy lawyers typically see an uptick in business from January through April’s tax deadline for an understandable reason.  Holiday celebrations and overspending can leads to post-holiday financial despair. People can find themselves in debt, and coupled with high interest rates, finance charges and extra fees, they panic. Fortunately, help is just a click or call away.

Nicholas Fitzgerald & Associates has set the gold standard for bankruptcy law in New York and New Jersey since 1989 and is among the top bankruptcy filers in New Jersey.  The firm has served the New York and New Jersey communities for over twenty-five years and has always specialized in bankruptcy law.

As experts in the bankruptcy industry, Fitzgerald & Associates lawyers are familiar with the intricate legal process and provide affordable and efficient bankruptcy filing.  Chapter 7, 13 and 11 filings as well as home loan modification are among the legal services provided.  

Nicholas Fitzgerald, owner and founder of Fitzgerald  & Associates explains, “Any person can get into financial hot water.  Even the most confident person can be paralyzed by wage garnishment, home foreclosure, mounting debts and student loans. Fortunately, an attorney with experience and competence can guide a client through the bankruptcy filing process.  Coming in the door for the first consultation is often the most difficult step of the process because the client is fearful of the unknown and is also struggling on their own.”  

The steps to filing for bankruptcy are simple.  A prospective client attends a free consultation with a bankruptcy attorney.   Next the lawyer will discuss the benefits and drawbacks of a bankruptcy filing so the client has all the facts to make a confident and educated decision, including what chapter of bankruptcy is best - given debt, assets and income.  If the client retains the law firm, a payment plan is presented to the client and if accepted, the attorney and staff proceed with the client’s case. Throughout the process, the firm keeps the client updated on the case progress and handles communication with harassing creditors. 

After completing the case, Fitzgerald & Associates remains a legal partner should the client have difficulties in their next financial chapter. Fitzgerald & Associates has three convenient locations: New York City, Jersey City and West Orange. The New York office is accessible by the NYC Subway (6 line to 23 or 26 St., N or R line to 23 or 28 St.) and the Jersey City office is two short blocks from the Journal Square PATH station. The firm retains a permanent on-site bilingual staff that provides services in Spanish and always provides a free consultation to determine whether bankruptcy is the best choice for a client’s particular situation.  Offices are open six days a week with extended evening hours.  Please visit us at http://www.fitzgeraldlawnynj.net/ and https://www.facebook.com/FitzgeraldAssociates.